Navigating Health Care Services When You Have Diabetes Doesn’t Have to Be Tough

By: | Tags: | Comments: 0 | January 12th, 2017

Being diagnosed with diabetes can be a shock to more than just one’s system. It can greatly affect the wallet as well. And we’re here to tell you, navigating health care services when you have diabetes isn’t easy but it is possible. To help the newly diagnosed find their way, we wanted to share a few insights on making insurance plans, system programs, services and medications work. Let’s begin with a brief overview of insurance options:

What about Insurance Plans?

Illinois residents have access to a variety of federal, state and private insurance programs.  They include, but are not restricted to Medicare, Medicaid and private pay. By state law, the first two are required to cover a number of much-needed diabetes supplies.  Currently on the list are certain doctor’s visits, self-management education, testing supplies, glucose monitors, nutritional aids, glucagon emergency kits, insulin and much more.  As such, all newly diagnosed diabetics should review their insurance companies’ certificates of coverage before paying out-of-pocket for supplies and services.

We should also mention that under the Affordable Care Act, private pay companies and select others must also cover some diabetes care essentials. However, most of the covered essentials mentioned in the act are of a preventive nature. So, they tend to fall in the screening category. Think that kind of coverage can’t help you? Think again.

Routine screens are advisable even for those already diagnosed with diabetes because situation’s can change. Prime examples are pre-diabetics and pregnant women with a family history of gestational diabetes. Their health can change rapidly for a number of somewhat obvious reasons. As such, frequent glucose testing and the like just make good sense.

Also, diabetic Veteran’s may be able to tap into additional resources as well. These include military-centered insurance companies and assorted, U.S. Department of Veterans Affairs programs. Ones that come to our navigation experts’ minds are Specially Adapted Housing and Assistive Technology Grants. We will touch upon those types of programs again when we get to organizations that help people adapt their homes and vehicles for future use.

Additional Medical Services

Insurance providers, doctors and diabetes supply companies are not the only resources the newly diagnosed may turn to in their respective times of need. There are non-profit groups and others who routinely offer diabetics a world of assistance. For instance, the Partnership for Prescription Assistance group may help diabetics find coverage for everything from additional doctor’s visits to service animals. They’re able to do that by networking with assistance groups, pharmaceutical companies and civic organizations from around the country.

Adapting Homes and Vehicles

As we hinted before, there are also people in Illinois and across the nation willing to help diabetics improve their homes or vehicles. By home improvements, we mean adding things like wheelchair ramps and handicap accessible bathrooms for diabetics who need help ambulating, toileting or bathing. In addition, some of the people help diabetics get adaptive devices for their cars and trucks. Among the groups that tend to offer these necessary services are The Home Depot Foundation, Ford Mobility Motoring, General Motors Mobility and Habitat for Humanity®.

Other Assistance

And while we’re on the subject of adapting, diabetics may also find help at agencies that advocate on behalf of the disabled. A good example is the Illinois Assistive Technology Program. They provide select people with a wide range of free products that may improve a diabetic’s quality of life. The long list includes, but doesn’t end with large print books, wheelchair desks, wireless TV remotes, weighted spoons and over-sized, computer keyboards. Because the list is so incredibly long, diabetics would do well to ask healthcare experts to make individual recommendations about which free devices would be best.

To learn more about these invaluable resources and others diabetics frequently use to successfully navigate the health care system, please contact the experts at Active Care Home Care today.

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